The Role of Microcredit in Urban Poverty Alleviation in Ethiopia: A Comparative Analysis of Addis Credit and Saving Institution and Africa Village Financial Service
| Title | The Role of Microcredit in Urban Poverty Alleviation in Ethiopia: A Comparative Analysis of Addis Credit and Saving Institution and Africa Village Financial Service |
| Publication Type | Journal Article |
| Year of Publication | 2011 |
| Authors | Samuel, Z |
| Journal | Journal of African Development Studies |
| Volume | 4 |
| Issue | 1 |
| Date Published | 12/2011 |
| Keywords | Microcredit, Poverty, targeting, the poor, urban poverty alleviation |
| Abstract | this paper evaluates the role of microcredit programs in poverty alleviation in Addis
Ababa City by comparing two microcredit institutions: Addis Credit and Saving Institution
(AdCSI) and Africa Village Financial Service (AVFS). Data from primary sources were collected
through questionnaire and interview. Questionnaire was distributed and collected from 50
clients of both institutes. In addition, 4 officials of the two institutes were contacted through
interview. Supplementary to primary data, secondary data from different sources were also
collected. It is found that AdCSI and AVFS failed to alleviate poverty in Addis Ababa, for very
different reasons: AdCSI has effectively excluded the poor, and AVFS has failed to improve the
situation of the poor. The result also implies that both AdCSI and AVFS have benefited men than
women.
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